Thank you for visiting our website to learn more about the LOSAP Group and retirement benefits for volunteer firefighters and EMT's. Recruitment and retention of volunteer firefighters and EMTs remains a major concern for communities nationwide. Providing benefits to volunteers as a retention and recruitment tool is an idea that is receiving great attention for supporting first responders. Among the most important, widely used, and growing incentives for volunteers are retirement plans. In most instances, they are called Length of Service Award Programs, or LOSAP. Our consultative team approach enables you to decide what type of program and which benefits will best suit your volunteers. Additionally, we believe in providing ongoing information and education that you can rely upon. For more information on LOSAP and our services, please click here. "An investment in Knowledge pays the best interest." Benjamin Franklin "Sometimes the hardest thing to do is to do nothing." David Tepper
"Investing in what is comfortable is rarely profitable." Rob Arnott "Whenever you find yourself on the side of the majority, it is time to pause and reflect." Mark Twain "Patience is the companion of wisdom." St. Augustine
Some new limitations will apply to retirement plans and other benefit plans in 2026 because of cost-of-living adjustments made by the IRS and the Social Security Administration. Learn more about the limits for 2026.
RBC Wealth Management put together a list of important year-end planning topics to review—including: tax-sensitive strategies, ways to boost your retirement savings and charitable giving tips—for success in the new year.
> Review the checklist
Taking a few moments to plan ahead can help you take advantage of potential opportunities to grow your wealth and get you one step closer to reaching your goals. Contact us today to discuss how we can be of service to you.
Amid the uncertainty swirling from the Middle East crisis, several forces are pushing and pulling on stock markets. Bouts of intense volatility are likely.
Read more in Global Insight Monthly
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Investment Advisor Code of Ethics
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Establishing an Investment Policy Statement
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Given stock markets’ erratic moves of late, it’s important to remember that volatility is normal. We look at how investors should think about portfolio allocations so that they can act as an anchor during periods of extreme volatility.
Business investment opportunity on the horizon? Now is a great time to explore your options. Let’s review today.
A passion purchase may be within reach. Let’s review your options and plan with confidence.
Retire at 50 or 65? Make sure to compare the financial trade-offs, from savings requirements to healthcare costs and Social Security benefits. Which timeline fits your dream retirement? #RetirementPlanning #EarlyRetirement #PersonalFinance
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Business investment opportunity on the horizon? Now is a great time to explore your options. Let’s review today.
A passion purchase may be within reach. Let’s review your options and plan with confidence.
Here’s what happens in America when you retire at 50 vs 55 vs 60 vs 67. The timing radically impacts how much income you can produce
Retire at 50 or 65? Make sure to compare the financial trade-offs, from savings requirements to healthcare costs and Social Security benefits. Which timeline fits your dream retirement? #RetirementPlanning #EarlyRetirement #PersonalFinance
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